Guides

How-to articles for a Christmas budget, a debt payoff, and a wedding guest list. Each one answers one question, shows a worked example, and ends with the same steps in the matching spreadsheet.

Christmas and holidays

How to Split Your Christmas Budget by Category (With a $1,500 Example)

Pick one holiday total, then split it by category: gifts, food, travel, decorations, cards, events, giving and wrapping. A worked $1,500 example you can copy.

Weddings and events

How to Build a Wedding Guest List and Track RSVPs

Set a headcount, list guests by household, split an A-list and a B-list, then track RSVPs, meals and tables. A step-by-step method with a worked example.

Debt

Snowball vs Avalanche: Which Debt Payoff Method Is Better?

Debt snowball pays the smallest balance first; avalanche pays the highest interest rate first. See both on one example, down to the month and the dollar.

Free calculators: Christmas budget · debt payoff · wedding budget · 52-week savings challenge